Blueprint Playbook for Claritev

Who the Hell is Jordan Crawford?

Founder of Blueprint. I help companies stop sending emails nobody wants to read.

The problem with outbound isn't the message. It's the list. When you know WHO to target and WHY they need you right now, the message writes itself.

I built this system using government databases, public records, and 25 million job posts to find pain signals most companies miss. Predictable Revenue is dead. Data-driven intelligence is what works now.

The Old Way (What Everyone Does)

Your GTM team is buying lists from ZoomInfo, adding "personalization" like mentioning a LinkedIn post, then blasting generic messages about features. Here's what it actually looks like:

The Typical Claritev SDR Email:

Subject: Reducing healthcare costs at [Company] Hi [First Name], I saw [Company] is expanding its provider network based on your recent LinkedIn post. Congrats on the growth! Healthcare cost transparency is more important than ever. Claritev helps payers and providers identify unreasonable out-of-network charges and improper billing patterns. Our platform has helped clients reduce balance bill liability by millions of dollars while ensuring regulatory compliance. Would love to show you how we can help [Company] achieve similar results. Do you have 15 minutes next week? Best, [SDR Name]

Why this fails: The prospect is an expert. They've seen this template 1,000 times. There's zero indication you understand their specific situation. Delete.

The New Way: Intelligence-Driven GTM

Blueprint flips the approach. Instead of interrupting prospects with pitches, you deliver insights so valuable they'd pay consulting fees to receive them.

1. Hard Data Over Soft Signals

Stop: "I see you're hiring compliance people" (job postings - everyone sees this)

Start: "Your plan logged 47 balance billing complaints in Q4 2024 per CMS complaint data - up 34% from Q3's 35 complaints" (government database with specific record counts)

2. Mirror Situations, Don't Pitch Solutions

PQS (Pain-Qualified Segment): Reflect their exact situation with such specificity they think "how did you know?" Use government data with dates, record numbers, complaint counts.

PVP (Permissionless Value Proposition): Deliver immediate value they can use today - analysis already done, deadlines already pulled, patterns already identified - whether they buy or not.

Claritev Overview

Company: Claritev

Core Problem: Healthcare payers and providers struggle with lack of cost transparency, improper billing, and inability to identify unreasonable out-of-network charges, resulting in excessive healthcare spending and billing errors that go undetected. Healthcare members face unexpected balance bills and lack visibility into provider networks and pricing.

Target ICP:

Primary Buyer Persona: VP of Claims and Network Management - responsible for claims processing accuracy, provider network management, regulatory compliance (surprise billing, transparency rules), cost containment, and identifying improper billing patterns.

Claritev GTM Plays: Best Messages First

These messages are ordered by quality score (highest first). Each play shows the type (PQS mirrors pain, PVP delivers value), data source (PUBLIC, PRIVATE, or HYBRID), and quality rating.

PQS Public + Internal Strong (9.6/10)

State Medicaid MCOs: Excluded Providers Still Receiving Payments

What's the play?

Cross-check claims payment data against OIG exclusion list to identify providers who received Medicaid payments after their exclusion effective dates. This is a major compliance violation requiring immediate fund recovery and state reporting.

Why this works

This is time-sensitive, high-urgency compliance intelligence that triggers immediate action. The specific dollar amount and post-exclusion payment timing creates undeniable liability exposure. The prospect must act TODAY to mitigate penalties and recover funds.

Data Sources
  1. Internal Claims Payment Data - provider ID, payment date, claim amount
  2. OIG Exclusion List - provider exclusion effective dates

The message:

Subject: 3 excluded providers still receiving Medicaid payments Cross-checked your January 2025 claims against OIG exclusion list - 3 providers received Medicaid payments after their exclusion effective dates. Total claims paid post-exclusion: $47,200 (subject to recovery and penalties). Should I send the provider details and claim dates?
⚠️ EXISTING CUSTOMER PLAY

This play requires the recipient's historical claims payment data from your system.

Only works for upselling existing customers, not cold acquisition.
PQS Public + Internal Strong (9.5/10)

Medicare Advantage Plans: Orthopedic Network Complaint Concentration

What's the play?

Map CMS balance billing complaints to specific providers and specialties to reveal complaint concentration patterns. Identifying which provider groups account for the majority of complaints enables targeted network interventions.

Why this works

The 48% concentration in one specialty is a clear red flag requiring immediate attention. Naming the three specific provider groups allows instant verification and action. This is synthesis work the prospect doesn't have resources to perform themselves.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint type, entity name, provider specialty
  2. Internal Claims Data - mapping complaints to specific providers and procedures

The message:

Subject: Your orthopedic network generated 23 balance bill complaints CMS complaint data shows 23 balance billing complaints tied to orthopedic procedures in your network during Q4 2024 - 48% of your total complaints. Three orthopedic groups account for 19 of those 23 complaints: OrthoOne (8), Summit Orthopedics (6), Peak Sports Medicine (5). Want the full provider breakdown with complaint categories?
DATA REQUIREMENT

This play assumes Claritev has internal claims data showing which providers generated the procedures that led to complaints, synthesized with public CMS complaint data.

This synthesis is unique to your business - mapping complaints back to specific provider groups.
PVP Public + Internal Strong (9.4/10)

Balance Bill Liability: Anesthesia Hot Spot Analysis

What's the play?

Analyze complaint data combined with disputed claim amounts to identify which specialties and providers drive the highest financial liability. Deliver provider-specific dollar breakdowns showing where to focus contracting efforts.

Why this works

The $340K liability figure is massive and attention-grabbing. Naming three specific anesthesia groups with exact dollar amounts makes this immediately actionable. The 89% concentration means the prospect can focus limited resources on three providers to resolve most of the problem.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint type, specialty
  2. Internal Claims Data - disputed amounts by provider and claim

The message:

Subject: Anesthesia balance bills - your $340K liability hot spot Analyzed your Q4 2024 complaint data - anesthesia balance bills represent 31% of complaints but 68% of total disputed dollar amount ($340,000). Three anesthesia groups are driving 89% of that liability: Anesthesia Partners ($152K), Metro Anesthesia ($108K), Valley Anesthesia ($80K). Want the full breakdown with out-of-network rate comparisons?
DATA REQUIREMENT

This play requires claims data with disputed amounts and the ability to connect complaint data to specific claim dollars and providers.

This financial synthesis is proprietary - competitors cannot replicate without access to actual claims outcomes.
PQS Public Data Strong (9.3/10)

State Medicaid MCOs: Active Excluded Providers in Network

What's the play?

Cross-reference the recipient's provider network against the OIG exclusion database to identify excluded providers who are still actively credentialed. This triggers immediate termination requirements and retrospective claims review.

Why this works

The specific provider count with exact date creates undeniable urgency. The retrospective claims review requirement reveals massive operational burden. This could be a major compliance blind spot the prospect is unaware of. One-word answer makes response frictionless.

Data Sources
  1. CMS Provider Directory API - provider network list
  2. OIG Exclusion Database - excluded provider NPIs

The message:

Subject: Your MCO credentialing 3 excluded providers Cross-referenced your provider network against OIG exclusion database - found 3 active matches as of January 15, 2025. State Medicaid requires immediate termination and retrospective claims review going back 12 months. Should I send you the provider NPIs?
PVP Public + Internal Strong (9.2/10)

Balance Bill Liability: Provider-Level Breakdown with Benchmarks

What's the play?

Synthesize CMS complaint data with internal claims data showing out-of-network billing patterns to identify specific providers driving complaints. Compare their OON rates to the plan's network average to quantify the problem.

Why this works

Naming specific providers allows immediate verification and action. The 3-5x benchmark against THEIR OWN other providers provides valuable context for negotiations. The contract language offer adds immediate utility.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint type, entity name
  2. Internal Claims Data - out-of-network billing patterns by provider

The message:

Subject: The 3 providers driving your balance bill complaints Analyzed your Q4 2024 CMS complaint data against provider network - OrthoOne, Summit Orthopedics, and Peak Sports Medicine account for 19 of your 23 orthopedic balance bill complaints. Each of these groups has out-of-network billing patterns 3-5x higher than your other orthopedic providers. Want the full analysis with recommended contract language?
DATA REQUIREMENT

This play requires claims data showing out-of-network billing patterns by provider, synthesized with public CMS complaint data.

This synthesis is proprietary - competitors cannot replicate without access to actual claims outcomes.
PVP Public + Internal Strong (9.1/10)

Medicare Advantage Plans: Top 5 Complaint Drivers

What's the play?

Map complaints to specific providers and compare their out-of-network billing rates to the plan's network average. Reveal extreme concentration (72% of complaints from just 5 providers) to help focus contracting efforts.

Why this works

The 72% concentration is stunning and immediately actionable. The 4-6x benchmark provides negotiation leverage. This is synthesis work the prospect lacks resources to perform. Contract interventions add immediate utility.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint type, entity name
  2. Internal Claims Data - out-of-network billing rates by provider

The message:

Subject: Your top 5 balance bill complaint drivers Mapped your 47 Q4 complaints to providers and procedure types - 5 providers account for 34 of 47 complaints (72%). These same 5 providers show out-of-network billing rates 4-6x higher than your network average. Want the provider names and recommended contract interventions?
DATA REQUIREMENT

This play requires claims data showing out-of-network billing patterns by provider, synthesized with public CMS complaint data.

This synthesis is unique to your business - competitors cannot replicate without access to actual claims outcomes.
PQS Public Data Strong (9.1/10)

State Medicaid MCOs: OIG Exclusions Requiring Action

What's the play?

Screen the recipient's provider network against OIG, SAM, and state exclusion lists to identify active exclusions requiring immediate termination. CMS requires monthly screening with 15-day termination windows, carrying $10,000-$50,000 daily penalty risk.

Why this works

The specific provider count with exact date creates immediate urgency. The penalty range ($10,000-$50,000 per day) is terrifying and forces immediate action. This addresses a compliance blind spot many MCOs have. Easy routing question makes response frictionless.

Data Sources
  1. CMS Provider Directory API - provider network list
  2. OIG Exclusion Database - excluded providers

The message:

Subject: 3 of your network providers flagged by OIG Your Medicaid MCO has 3 active network providers currently on the OIG exclusion list as of January 2025. CMS requires monthly screening and immediate termination - each day of non-compliance carries $10,000-$50,000 penalty risk. Who manages your provider exclusion screening?
PQS Public Data Strong (9.0/10)

Balance Bill Complaints: Emergency Department Root Cause

What's the play?

Identify hospitals with high complaint volumes and reveal the root cause - emergency physicians billing separately from facility charges with 100% out-of-network patterns.

Why this works

The 24% concentration in one hospital department is alarming. The ED physician billing insight explains the root cause and provides immediate direction for resolution. Easy routing question enables quick response.

Data Sources
  1. CMS No Surprises Act Complaint Data - entity name, complaint type, facility department

The message:

Subject: Emergency department at Metro Hospital - 11 complaints in Q4 Metro Hospital's emergency department generated 11 balance billing complaints in Q4 2024 - 24% of your total complaint volume. All 11 complaints involved out-of-network emergency physicians billing separately from facility charges. Is your network team aware of Metro's ED physician billing structure?
PVP Public + Internal Strong (9.0/10)

Medicare Advantage Plans: Hospital Complaint Concentration

What's the play?

Map complaints to specific facilities to reveal concentration patterns. Identify hospitals where emergency department physician groups bill 100% out-of-network, explaining the root cause of complaints.

Why this works

Naming two specific hospitals with 60% of complaints enables immediate verification and action. The ED physician billing insight explains root cause and provides clear direction for contracting negotiations.

Data Sources
  1. CMS No Surprises Act Complaint Data - entity name, complaint type
  2. Internal Claims Data - mapping complaints to facilities and analyzing physician group billing patterns

The message:

Subject: The 2 hospitals driving 60% of your complaints Mapped your 47 Q4 balance bill complaints to facility locations - Metro Hospital (18 complaints) and Regional Medical Center (10 complaints) account for 60%. Both hospitals show emergency department physician groups with 100% out-of-network billing patterns. Want the ED physician group contracts and billing structure analysis?
DATA REQUIREMENT

This play requires the ability to map complaints to specific facilities and analyze physician group billing patterns.

This synthesis is proprietary - requires access to claims data and facility relationships.
PVP Public Data Strong (8.9/10)

State Medicaid MCOs: Provider Disciplinary Risk Intelligence

What's the play?

Screen provider network against state medical board disciplinary databases to identify providers with pending actions. Categorize by severity (patient harm, substance abuse, fraud, misconduct) to help prioritize risk management.

Why this works

The specific provider counts by disciplinary type create immediate urgency. The patient harm and misconduct categories are especially alarming. This is risk management intelligence the prospect needs but may not be tracking systematically.

Data Sources
  1. State Medical Board Disciplinary Databases - provider license, action type, filing date

The message:

Subject: 28 providers with pending disciplinary actions Screened your network against state medical board disciplinary databases - found 28 providers with pending actions filed between September 2024 and January 2025. 12 of those involve patient harm allegations, 8 involve substance abuse, 6 involve billing fraud, 2 involve sexual misconduct. Want the full provider list with action types and filing dates?
PQS Public + Internal Strong (8.8/10)

Balance Bill Complaints: Anesthesia Specialty Concentration

What's the play?

Identify specialties generating disproportionate complaint volumes and calculate average disputed amounts by specialty to reveal financial impact concentration.

Why this works

The 32% specialty concentration is actionable. The 3.2x dollar amount comparison provides valuable financial context. Specific average amounts help quantify the problem. This is real synthesis work.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint type, provider specialty
  2. Internal Claims Data - disputed amounts by specialty

The message:

Subject: Your out-of-network anesthesia problem Your Q4 2024 complaint data shows anesthesia generated 15 of 47 total balance bill complaints - 32% of your complaint volume. Anesthesia complaints carry average disputed amounts 3.2x higher than other specialties ($22,667 vs $7,083). Who manages your anesthesia network contracts?
DATA REQUIREMENT

This play requires claims data with disputed amounts and the ability to calculate specialty-level averages.

This financial analysis is proprietary - requires access to actual claims outcomes.
PVP Public Data Strong (8.7/10)

State Medicaid MCOs: Provider Screening Compliance Report

What's the play?

Perform comprehensive provider screening across multiple databases (OIG, SAM, state exclusions, licenses) and deliver a compliance report with all gaps identified. Offer automation to reduce manual screening burden.

Why this works

The automation angle addresses tedious manual work. Specific counts across multiple databases demonstrate thoroughness. The pending disciplinary actions are a new insight many MCOs don't track.

Data Sources
  1. OIG Exclusion Database - excluded providers
  2. SAM Exclusion Database - federal debarment
  3. State Exclusion Lists - state-level exclusions
  4. State Medical Board Databases - license status and disciplinary actions

The message:

Subject: Your quarterly provider screening compliance report Built automated screening for your 847 network providers against OIG, SAM, state exclusions, and license databases. Found 3 exclusions, 12 expired licenses, and 28 providers with pending disciplinary actions. Want me to set up monthly screening with automatic alerts?
PQS Public Data Strong (8.7/10)

Balance Bill Complaints: ED Physician Billing Structure

What's the play?

Identify hospitals with high complaint volumes and reveal the root cause - emergency physician groups billing 100% out-of-network with no payer contracts.

Why this works

The specific hospital and physician group names enable immediate verification. The 100% out-of-network pattern explains root cause. Easy routing question enables quick response and action.

Data Sources
  1. CMS No Surprises Act Complaint Data - entity name, complaint type, facility

The message:

Subject: Emergency physicians at Metro - 100% out-of-network Metro Hospital's emergency department generated 18 balance bill complaints in Q4 2024 - all involved Emergency Medicine Specialists group billing out-of-network. The physician group bills separately from Metro's facility charges and has no in-network contracts with any payers. Does your contracting team know about this billing structure?
PQS Public Data Strong (8.6/10)

Medicare Advantage Plans: High Complaint Volume Triggering CMS Oversight

What's the play?

Identify MA plans with complaint counts approaching or exceeding CMS enhanced oversight thresholds (40+ quarterly complaints). Correlate complaint volume with Star Rating impact in Member Experience measures.

Why this works

The specific complaint count is tied directly to the prospect's plan. The Star Rating correlation provides valuable context and urgency. Simple yes/no question makes response frictionless.

Data Sources
  1. CMS No Surprises Act Complaint Data - entity name, complaint count by quarter
  2. CMS Medicare Advantage Star Ratings - Member Experience domain measures

The message:

Subject: 47 balance bill complaints filed against your MA plan CMS logged 47 balance billing complaints against your Medicare Advantage plan in Q4 2024. Plans with 40+ quarterly complaints saw average Star Rating drops of 0.3-0.5 points in Member Experience measures. Is someone tracking these complaints to resolution?
PQS Public Data Strong (8.5/10)

State Medicaid MCOs: Expired Provider Licenses

What's the play?

Verify provider network against state medical board license databases to identify expired licenses. State Medicaid requires active licensure for all claims, potentially requiring payment reversals.

Why this works

The specific provider count with date ranges creates urgency. The claims reversal implication is financially concerning. This is a compliance gap the prospect may not know about. Easy routing question.

Data Sources
  1. State Medical Board License Databases - provider license status and expiration dates

The message:

Subject: 12 providers in your network with expired state licenses Verified your provider network against state medical board records - 12 providers have licenses expired between October 2024 and January 2025. State Medicaid requires active licensure for all claims - you may need to reverse payments for dates after expiration. Who handles your license verification process?
PQS Public Data Strong (8.4/10)

Medicare Advantage Plans: Complaint Volume Growth Trajectory

What's the play?

Track quarter-over-quarter complaint volume growth for specific MA plans to identify accelerating compliance risk. The 34% increase Q3-to-Q4 signals worsening problem requiring intervention.

Why this works

The specific complaint count is about THEIR plan - shows real research. The 34% QoQ increase is concerning and actionable. Star Rating risk ties directly to buyer KPIs. Easy routing question.

Data Sources
  1. CMS No Surprises Act Complaint Data - entity name, complaint count by quarter

The message:

Subject: Your plan's balance bill complaints up 34% vs Q3 CMS complaint data shows your Medicare Advantage plan logged 47 balance billing complaints in Q4 2024 - up 34% from Q3's 35 complaints. That volume puts you at risk for Star Rating impact in the Member Experience domain when 2025 ratings calculate. Who's leading your balance bill resolution process?
PVP Public Data Strong (8.2/10)

State Medicaid MCOs: Multi-Database Provider Screening

What's the play?

Screen provider network against OIG, SAM, state exclusions, and license databases to identify all compliance gaps requiring immediate action. Deliver comprehensive report with specific counts by gap type.

Why this works

The specific gap counts and types create urgency. The "immediate action" language reinforces compliance risk. Easy routing question makes response frictionless.

Data Sources
  1. OIG Exclusion Database - excluded providers
  2. SAM Exclusion Database - federal debarment
  3. State Exclusion Lists - state-level exclusions
  4. State Medical Board Databases - license status

The message:

Subject: Your provider network has 15 compliance gaps Screened your 847 providers against OIG, SAM, state exclusions, and license databases - found 15 compliance gaps requiring immediate action. 3 active exclusions, 12 expired licenses across 8 specialties. Who should receive the detailed compliance report?
PVP Public + Internal Strong (8.1/10)

Balance Bill Liability: Q1 2025 Forecast by Specialty

What's the play?

Forecast Q1 2025 disputed balance bill liability based on Q4 2024 complaint patterns. Break down projected liability by specialty to help prioritize contracting interventions.

Why this works

The dollar forecast is attention-grabbing. The specialty breakdown helps prioritize efforts. The contract interventions add immediate value. Some uncertainty about forecast methodology but still valuable.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint patterns by specialty
  2. Internal Claims Data - historical complaint-to-claim-dollar patterns

The message:

Subject: Your Q1 2025 balance bill liability forecast Based on your Q4 2024 complaint patterns, you're projected to face $480K-$520K in disputed balance bill amounts during Q1 2025. 73% of that projected liability concentrates in 4 specialties: anesthesia ($340K), orthopedics ($78K), cardiology ($52K), radiology ($50K). Want the provider-level breakdown with recommended contract interventions?
DATA REQUIREMENT

This play requires the ability to forecast liability based on historical complaint-to-claim-dollar patterns.

This predictive analysis is proprietary - requires access to actual claims outcomes.
PVP Public Data Okay (7.8/10)

Medicare Advantage Plans: Q1 2025 Complaint Forecast

What's the play?

Forecast Q1 2025 complaint volume based on Q3-Q4 2024 trajectory to warn plans approaching CMS enhanced oversight thresholds (60+ quarterly complaints).

Why this works

The forecast is specific to their plan and creates urgency. Enhanced oversight threat is real and immediate. The provider concentration offer adds value. However, forecast methodology feels like linear extrapolation.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint trajectory Q3-Q4 2024

The message:

Subject: Your Q1 2025 balance bill complaint forecast Based on your Q3-Q4 2024 complaint trajectory (35 to 47 complaints), you're projected to hit 58-62 balance billing complaints in Q1 2025. 60+ quarterly complaints trigger CMS enhanced oversight and Star Rating penalties in Member Experience. Want the provider-level breakdown showing where complaints concentrate?
PQS Public Data Okay (7.4/10)

Medicare Advantage Plans: Per-Member Complaint Rate

What's the play?

Calculate per-member complaint rates (complaints per 1,000 members) to provide more meaningful benchmarking than absolute counts. Identify plans exceeding CMS thresholds.

Why this works

The per-member rate is more meaningful than absolute numbers. The 2.5 threshold provides a benchmark. However, this feels like basic math anyone could do. Lacks the "wow" factor.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint count
  2. CMS Medicare Advantage Enrollment Data - member count

The message:

Subject: Your MA plan complaint rate: 2.8 per 1,000 members Your Medicare Advantage plan shows 47 balance bill complaints across 16,800 members in Q4 2024 - that's 2.8 complaints per 1,000 members. Plans with rates above 2.5 per 1,000 typically see Star Rating impacts in the Member Experience domain. Is your team tracking complaint velocity in addition to absolute count?
PQS Public Data Okay (7.2/10)

Medicare Advantage Plans: Complaint Velocity Tracking

What's the play?

Highlight that CMS Star Rating methodology penalizes complaint growth velocity in addition to absolute counts. Track quarter-over-quarter growth to identify accelerating compliance risk.

Why this works

The velocity angle is something the prospect may not be tracking. The 34% growth is concerning. However, this feels like pointing out publicly available data without deep synthesis. Lacks specific actionability.

Data Sources
  1. CMS No Surprises Act Complaint Data - complaint count by quarter

The message:

Subject: Your Star Rating at risk from balance bill velocity Your Medicare Advantage plan's balance bill complaints increased 34% from Q3 to Q4 2024 (35 to 47 complaints). CMS Star Rating methodology penalizes complaint growth velocity in addition to absolute counts. Is your team tracking the quarter-over-quarter trend?

What Changes

Old way: Spray generic messages at job titles. Hope someone replies.

New way: Use public data to find companies in specific painful situations. Then mirror that situation back to them with evidence.

Why this works: When you lead with "Your plan logged 47 balance billing complaints in Q4 2024 - up 34% from Q3" instead of "I see you're hiring compliance people," you're not another sales email. You're the person who did the homework.

The messages above aren't templates. They're examples of what happens when you combine real data sources with specific situations. Your team can replicate this using the data recipes in each play.

Data Sources Reference

Every play traces back to verifiable public data. Here are the sources used in this playbook:

Source Key Fields Used For
CMS No Surprises Act Complaint Data complaint_type, entity_name, violation_type, enforcement_action, complaint_date Identifying balance billing complaints by plan, provider, and specialty
CMS Medicare Advantage Star Ratings plan_id, star_rating, performance_rate, member_complaints, clinical_measures Correlating complaints with Star Rating impact
CMS Provider Directory API provider_name, provider_address, provider_specialty, network_status, update_timestamp Mapping providers to networks and identifying gaps
CMS Medicaid Data Portal state, mco_name, enrollment, plan_type, compliance_metrics, medical_loss_ratio State MCO identification and compliance tracking
OIG Exclusion Database provider_npi, exclusion_date, exclusion_type, provider_name Identifying excluded providers in networks
SAM Exclusion Database entity_name, debarment_date, debarment_type Federal debarment screening
State Medical Board Databases provider_license, license_status, expiration_date, disciplinary_actions License verification and disciplinary action tracking
Internal Claims Data (Claritev) claim_id, provider_id, disputed_amount, out_of_network_flag, claim_date Mapping complaints to financial impact and provider billing patterns